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Insurance Products
The manner by which companies transact business involves both predictable and unpredictable risk. The timing and quality of the business decisions control the former. The latter is controlled by insurance.
What follows, is a summary of the main types of policies currently available that address most of the commonly insured unpredictable exposures.
These are as follows:
- Comprehensive Fraud including Electronic and Computer Crime
- Professional Indemnity (also known as Errors and Omissions)
- Directors' and Officers' Liability
- Excess Directors' and Officers' Liability
- Regulatory Insurance (Individual and Corporate)
- Employment Practices Liability
- Prospectus and Warranty Insurance
- Pension Trustees' Liability
- Public Offering of Securities Insurance
As to how much insurance is required, this depends entirely upon the activities of the company. We would welcome the opportunity to discuss each of these covers in relation to your business and how we can balance the insurance protection between them (each wording will be tailored to suit the cover you require).
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